THRIVE PROGRAM MASTER AGREEMENT

Effective Date: February 20, 2026

This THRIVE Program Master Agreement (“Agreement”) is entered into by and between MDRN Creative Group Inc., operating as Photo Booth Mastery (“Company”), and the undersigned participant (“Participant”) for enrollment in the THRIVE Program (“Program”).

By enrolling in the Program, Participant acknowledges that they have read, understood, and agree to be legally bound by the terms of this Agreement.

1. Program Commitment & Overview

1.1 Minimum Term

The THRIVE Program requires a minimum six (6) month contractual commitment. Participation, withdrawal, lack of participation, or business closure does not change or cancel payment obligations.

1.2 Program Nature

THRIVE is a membership-based business development program. While participants may access and utilize the digital resources and technical training at their own pace, the membership is structured as a fixed-term commitment to support long-term business implementation and ROI. It is not one-on-one coaching, and the Participant acknowledges that the program has been accurately described prior to enrollment.

1.3 Access While Active Only

All Program access—including training videos, templates, resources, coaching calls, and Facebook Group access—is available only while Participant maintains an active, paid membership.

Access ends immediately upon cancellation, failed payment, account termination, or the end of the subscription cycle.

Access to digital materials may begin immediately upon enrollment, which constitutes acceptance and commencement of services.

1.4 Program Delivery

The Program is delivered digitally through password-protected online platforms, which may include an online training portal, live or recorded group coaching calls, and a private Facebook community. No physical materials are provided.

2. Confidentiality Requirements

2.1 Confidential Information

Participant agrees to maintain strict confidentiality regarding any information shared by other members, the Company, or its representatives, including but not limited to business strategies, personal disclosures, proprietary systems, and Program materials.

2.2 Restrictions

Participant shall not record, screenshot, reproduce, distribute, publish, or disclose any confidential content from coaching calls, sessions, trainings, Facebook Group discussions, or other Program environments.

2.3 Company Confidentiality

The Company will not share Participant information without consent unless required by law.

2.4 Breach

Any breach of confidentiality will result in immediate removal from the Program without refund. All remaining Program fees shall become immediately due and payable.

3. Participation, Expectations & Accountability

3.1 Participation Standards

Participant agrees to:

• Attend scheduled calls on time

• Participate respectfully and distraction-free

• Engage with assignments and implementation

• Uphold professional conduct and community standards

3.2 Responsibility for Results

Participant acknowledges that results depend on individual effort and implementation. Lack of participation does not release Participant from financial obligations under this Agreement.

4. Community & Facebook Group Standards

4.1 Expected Conduct

Participant agrees to:

• Show up coachable and respectful

• Refrain from gossip, harassment, negativity, or divisive behavior

• Not solicit or pitch services unless explicitly invited

• Maintain confidentiality at all times

4.2 Facebook Group Rules

• No screenshots, recordings, reposting, or content sharing

• Access is limited to the Participant and one (1) co-owner only

• Additional team seats require separate purchase

• Access ends immediately when membership ends

• Violations may result in revoked access without refund

5. Licenses, Login Policy & Intellectual Property

5.1 Access Security

All Program materials and platforms are accessed through secure, password-protected systems. Participant is responsible for safeguarding login credentials and for all activity conducted under their account.

5.2 Single License

Enrollment grants one (1) non-transferable license per company.

5.3 Employee Use

Participant may share the single login with internal staff only. Additional logins require additional purchase.

5.4 License Restrictions

Participant may not:

• Sell, transfer, or share access outside their company

• Distribute internal documents, templates, recordings, or materials

• Reverse engineer, recreate, duplicate, or commercially exploit Program assets

5.5 Intellectual Property

All Program materials are the exclusive intellectual property of the Company and are protected by copyright and applicable laws.

6. Financial Terms, Billing & Payment Obligations

6.1 No Refund Policy

All payments are 100% non-refundable and non-transferable. Participant agrees not to dispute, reverse, or charge back any payment made under this Agreement for services rendered.

6.2 Payment Plan Obligations

If enrolling via payment plan:

• Participant commits to the full six (6) month contract amount

• Payment plans do not reduce total contractual liability

6.3 Full Liability for Outstanding Amounts

Participant remains fully liable for the entire remaining contract balance, including in cases of business closure, financial hardship, lack of results, withdrawal, access suspension, or decision to discontinue participation.

6.4 Automatic Billing Authorization

Participant authorizes the Company to charge the payment method provided for all payments due under this Agreement, including recurring charges if applicable.

6.5 Failed Payments

If a payment fails:

• Access is immediately suspended

• The Company may attempt payment processing up to five (5) times

• Participant must update payment information promptly

• Outstanding balances remain contractually due

6.6 Default & Collections

If payment is not resolved within thirty (30) days:

• Membership is terminated

• The full remaining balance becomes immediately due

• The account may be sent to collections

• Participant is responsible for all legal, collection, and interest fees

6.7 Services Deemed Rendered

Participant acknowledges that access to the Program, training materials, community, and coaching constitutes delivery of services. Services are deemed rendered upon access being granted, regardless of usage, attendance, or completion.

7. Subscription Terms & Cancellation Policies

7.1 Subscription Structure

THRIVE operates as a subscription service with a six (6) month minimum term.

7.2 Cancellation After Minimum Term

After the minimum term, Participant may cancel at any time with written notice sent to:
accounts@catalinabloch.com

7.3 Billing Cycle

Cancellations take effect at the end of the current billing cycle. No partial refunds are provided unless required by law.

7.4 Loss of Access

Upon cancellation or expiration:

• All training access ends

• Coaching calls end

• Facebook Group access ends

• Updates and future content releases end

8. Course Terms, Disclaimers & Hold Harmless

8.1 Educational Purposes Only

All Program materials are for educational purposes only and do not constitute financial, legal, or tax advice.

8.2 No Earnings Guarantee

The Company makes no guarantees regarding income, bookings, growth, or business outcomes.

8.3 Hold Harmless

Participant agrees to release, indemnify, and hold harmless MDRN Creative Group Inc. from any claims, losses, or damages arising from participation in the Program.

8.4 No Warranties

The Program and all related materials are provided “as is” and “as available,” without warranties of any kind, express or implied, including but not limited to warranties of accuracy, completeness, merchantability, or fitness for a particular purpose.

8.5 No Professional or Fiduciary Relationship

Participation does not create a professional, fiduciary, advisory, coaching, legal, financial, or client relationship between Participant and the Company. Participant remains solely responsible for all decisions and outcomes.

9. Access Duration & Program Resources

For THRIVE:

• Training Library: Full access while active

• Coaching Calls: Included while active

• Facebook Group: Access while active

• Updates & New Content: Available only while active

• No lifetime access is included

Bonuses & Additional Resources

Any bonuses, supplemental trainings, tools, templates, or additional resources are provided at the sole discretion of the Company. Bonuses are not guaranteed, may be modified or removed at any time, and do not alter Program pricing or contractual obligations. Bonus access is available only while membership is active unless stated otherwise in writing.

10. Termination

The Company may terminate access immediately for:

• Non-payment or repeated failed payments

• Breach of confidentiality

• Violation of community standards

• Misuse of materials

• Harassment or unethical conduct

Termination does not cancel financial obligations.

11. Governing Law & Legal Terms

11.1 Governing Law

This Agreement is governed by the laws of the Province of Ontario, Canada.

11.2 Jurisdiction

All disputes shall be resolved exclusively in the courts of Ottawa, Ontario.

11.3 Limitation of Liability

The Company’s total liability shall not exceed the total fees paid by Participant.

11.4 No Indirect Damages

The Company shall not be liable for indirect, incidental, or consequential damages.

11.5 Dispute Resolution

Participant agrees to contact the Company directly to attempt resolution of any billing or service-related concerns prior to initiating a payment dispute or chargeback.

12. Notices

All notices under this Agreement must be provided in writing via email. Notices to the Company must be sent to the designated billing or cancellation email. Notices to the Participant will be sent to the email address used at enrollment. Email notice is deemed received upon transmission.

13. Entire Agreement

This Agreement constitutes the entire understanding between the parties and supersedes all prior agreements or representations. No modification is valid unless in writing and signed by both parties.

14. Acknowledgment

By checking the box at checkout, Participant confirms that:

• They have read, understood, and agree to this Agreement

• They understand this is a six (6) month minimum contractual commitment, not a trial or discretionary purchase

• They authorize MDRN Creative Group Inc. to charge their payment method for all payments due, including recurring charges

• They acknowledge that access begins immediately and that services are deemed rendered upon access

• They understand all payments are non-refundable and non-transferable

• They accept full financial responsibility for the entire contract amount

• They agree not to initiate chargebacks or payment disputes for services rendered

• They intend this Agreement to be legally binding